/* =========================================
   LUZOLWETHU DEBT COLLECTORS
   Main website stylesheet
   ========================================= */

:root {
  --navy: #0b1f3a;
  --navy-light: #132e50;
  --navy-deep: #071629;
  --gold: #d7ad58;
  --gold-light: #f0d69c;
  --white: #ffffff;
  --off-white: #f7f8fa;
  --text: #253247;
  --muted: #657286;
  --border: #e4e8ee;
  --whatsapp: #25d366;
  --shadow: 0 15px 45px rgba(11, 31, 58, 0.10);
  --radius: 16px;
  --container: 1180px;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 95px;
}

body {
  font-family: "DM Sans", Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

button {
  cursor: pointer;
}

h1,
h2,
h3,
h4 {
  font-family: "Manrope", Arial, sans-serif;
  color: var(--navy);
  line-height: 1.2;
  font-weight: 800;
}

h1 {
  font-size: clamp(2.4rem, 5vw, 4.5rem);
  letter-spacing: -0.045em;
}

h2 {
  font-size: clamp(2rem, 3.6vw, 3rem);
  letter-spacing: -0.035em;
}

h3 {
  font-size: 1.2rem;
}

p {
  margin-bottom: 1rem;
}

p:last-child {
  margin-bottom: 0;
}

section {
  scroll-margin-top: 85px;
}

.container {
  width: min(var(--container), calc(100% - 48px));
  margin-inline: auto;
}

.section {
  padding: 100px 0;
}

.section-soft {
  background: var(--off-white);
}

.section-dark {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.82);
}

.section-dark h2,
.section-dark h3 {
  color: var(--white);
}

.skip-link {
  position: fixed;
  top: -100px;
  left: 12px;
  z-index: 9999;
  padding: 12px 18px;
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--gold);
  border-radius: 8px;
}

.skip-link:focus {
  top: 12px;
}

.eyebrow {
  display: inline-block;
  margin-bottom: 15px;
  color: #9a732b;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow-light {
  color: var(--gold-light);
}

h1 span,
h2 span {
  color: #b68b39;
}

.hero h1 span,
.benefits h2 span,
.contact h2 span {
  color: var(--gold-light);
}

.section-heading {
  max-width: 740px;
  margin: 0 auto 48px;
}

.section-heading.centered {
  text-align: center;
}

.section-heading h2 {
  margin-bottom: 18px;
}

.section-heading > p:last-child {
  max-width: 650px;
  margin-inline: auto;
  color: var(--muted);
}

.button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 13px 22px;
  border: 1px solid transparent;
  border-radius: 7px;
  font-weight: 800;
  font-size: 0.91rem;
  line-height: 1.3;
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button:focus-visible,
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

.button-gold {
  background: var(--gold);
  color: var(--navy-deep);
}

.button-gold:hover {
  background: var(--gold-light);
  box-shadow: 0 10px 25px rgba(215, 173, 88, 0.22);
}

.button-outline-light {
  border-color: rgba(255, 255, 255, 0.65);
  color: var(--white);
  background: transparent;
}

.button-outline-light:hover {
  background: rgba(255, 255, 255, 0.12);
}

.button-navy {
  background: var(--navy);
  color: var(--white);
}

.button-navy:hover {
  background: var(--navy-light);
}

/* Header */

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid rgba(11, 31, 58, 0.08);
  backdrop-filter: blur(15px);
}

.header-inner {
  min-height: 88px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.brand {
  position: relative;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  width: 230px;
  min-height: 72px;
}

.brand-logo {
  width: 220px;
  height: 72px;
  object-fit: contain;
  object-position: left center;
}

.brand-fallback {
  display: none;
  font-family: "Manrope", Arial, sans-serif;
  color: var(--navy);
  font-weight: 800;
  font-size: 1rem;
  line-height: 1.2;
}

.brand-fallback small {
  display: block;
  margin-top: 4px;
  color: #9a732b;
  font-size: 0.66rem;
  letter-spacing: 0.14em;
}

.brand.logo-missing .brand-logo {
  display: none;
}

.brand.logo-missing .brand-fallback {
  display: block;
}

.main-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 27px;
}

.main-nav > a {
  color: var(--navy);
  font-size: 0.87rem;
  font-weight: 700;
  transition: color 0.2s ease;
}

.main-nav > a:hover,
.main-nav > a.active {
  color: #a77b2d;
}

.main-nav .nav-cta {
  padding: 11px 17px;
  border-radius: 6px;
  color: var(--white);
  background: var(--navy);
}

.main-nav .nav-cta:hover {
  color: var(--navy);
  background: var(--gold);
}

.menu-toggle {
  display: none;
  width: 45px;
  height: 45px;
  padding: 10px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
}

.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  margin: 5px auto;
  background: var(--navy);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.menu-toggle[aria-expanded="true"] span:first-child {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:last-child {
  transform: translateY(-7px) rotate(-45deg);
}

/* Hero */

.hero {
  position: relative;
  min-height: 710px;
  display: flex;
  align-items: center;
  color: var(--white);
  background: var(--navy-deep);
  isolation: isolate;
}

.hero-image,
.hero-shade {
  position: absolute;
  inset: 0;
  z-index: -1;
}

.hero-image {
  background-image: url("https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=2000&q=90");
  background-size: cover;
  background-position: center;
  transform: scale(1.01);
}

.hero-shade {
  background:
    linear-gradient(90deg, rgba(5, 18, 35, 0.94) 0%, rgba(5, 18, 35, 0.82) 46%, rgba(5, 18, 35, 0.34) 100%),
    linear-gradient(0deg, rgba(5, 18, 35, 0.45), transparent 50%);
}

.hero-content {
  padding-top: 90px;
  padding-bottom: 150px;
}

.hero h1 {
  max-width: 800px;
  margin-bottom: 24px;
  color: var(--white);
}

.hero-text {
  max-width: 650px;
  margin-bottom: 30px;
  color: rgba(255, 255, 255, 0.84);
  font-size: 1.08rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 40px;
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 13px 24px;
  color: rgba(255, 255, 255, 0.92);
  font-size: 0.85rem;
  font-weight: 600;
}

.check-icon {
  display: inline-grid;
  place-items: center;
  width: 21px;
  height: 21px;
  margin-right: 5px;
  border-radius: 50%;
  color: var(--navy);
  background: var(--gold);
  font-size: 0.74rem;
}

.hero-bottom {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  background: rgba(7, 22, 41, 0.88);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-bottom-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  padding-top: 22px;
  padding-bottom: 22px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.83rem;
  font-weight: 700;
  text-align: center;
}

.hero-bottom-inner span + span {
  border-left: 1px solid rgba(255, 255, 255, 0.2);
}

/* Intro */

.intro {
  padding-top: 90px;
  padding-bottom: 90px;
}

.intro-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.intro-card {
  padding: 32px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.intro-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.icon-circle {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  margin-bottom: 24px;
  border-radius: 50%;
  background: #f8eed8;
  color: #8d6722;
  font-size: 1.6rem;
  font-weight: 800;
}

.intro-card h3 {
  margin-bottom: 12px;
}

.intro-card p {
  color: var(--muted);
  font-size: 0.94rem;
}

/* About */

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: clamp(40px, 7vw, 90px);
}

.photo-frame {
  position: relative;
  padding: 0 24px 24px 0;
}

.photo-frame::before {
  content: "";
  position: absolute;
  right: 0;
  bottom: 0;
  width: 72%;
  height: 75%;
  border-radius: var(--radius);
  background: var(--gold);
}

.about-photo > img {
  position: relative;
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: var(--radius);
}

.photo-caption {
  position: absolute;
  right: 5px;
  bottom: 45px;
  z-index: 1;
  width: min(280px, 75%);
  padding: 19px 23px;
  border-radius: 10px;
  color: var(--white);
  background: var(--navy);
  box-shadow: var(--shadow);
}

.photo-caption strong,
.photo-caption span {
  display: block;
}

.photo-caption strong {
  font-family: "Manrope", Arial, sans-serif;
  font-size: 1rem;
}

.photo-caption span {
  margin-top: 4px;
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.83rem;
}

.about-copy h2 {
  margin-bottom: 22px;
}

.about-copy > p:not(.eyebrow) {
  color: var(--muted);
}

.tick-list {
  display: grid;
  gap: 12px;
  margin: 25px 0 30px;
  list-style: none;
}

.tick-list li {
  position: relative;
  padding-left: 31px;
  font-weight: 700;
  color: var(--navy);
}

.tick-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 2px;
  display: grid;
  place-items: center;
  width: 21px;
  height: 21px;
  border-radius: 50%;
  background: #f8eed8;
  color: #8d6722;
  font-size: 0.75rem;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #94691f;
  font-weight: 800;
  font-size: 0.9rem;
}

.text-link:hover {
  color: var(--navy);
}

/* Services */

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
}

.service-card {
  overflow: hidden;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
}

.service-card > img {
  width: 100%;
  height: 225px;
  object-fit: cover;
  background: #e8edf3;
  transition: transform 0.5s ease;
}

.service-card:hover > img {
  transform: scale(1.04);
}

.service-card-body {
  position: relative;
  padding: 29px 25px 28px;
}

.service-number {
  display: inline-block;
  margin-bottom: 12px;
  color: #a67b2d;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
}

.service-card h3 {
  margin-bottom: 12px;
}

.service-card p {
  min-height: 82px;
  margin-bottom: 20px;
  color: var(--muted);
  font-size: 0.91rem;
}

/* Benefits */

.benefits {
  overflow: hidden;
  background: var(--navy);
  color: rgba(255, 255, 255, 0.78);
}

.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 0.9fr;
  align-items: center;
  gap: clamp(45px, 7vw, 90px);
}

.benefits h2 {
  margin-bottom: 22px;
  color: var(--white);
}

.benefits-copy > p:not(.eyebrow) {
  max-width: 570px;
}

.benefit-list {
  display: grid;
  gap: 24px;
  margin-top: 35px;
}

.benefit-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.benefit-check {
  flex: 0 0 34px;
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-weight: 900;
}

.benefit-item h3 {
  margin-bottom: 6px;
  color: var(--white);
  font-size: 1rem;
}

.benefit-item p {
  margin: 0;
  font-size: 0.9rem;
}

.benefits-image {
  position: relative;
  padding-bottom: 40px;
}

.benefits-image > img {
  width: 100%;
  height: 510px;
  object-fit: cover;
  border-radius: var(--radius);
}

.floating-note {
  position: absolute;
  right: -20px;
  bottom: 0;
  display: flex;
  align-items: center;
  gap: 14px;
  width: min(330px, 90%);
  padding: 20px;
  border-radius: 12px;
  background: var(--white);
  color: var(--text);
  box-shadow: var(--shadow);
}

.note-icon {
  display: grid;
  place-items: center;
  flex: 0 0 44px;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: #f8eed8;
  color: #8d6722;
  font-size: 1.4rem;
}

.floating-note strong {
  display: block;
  color: var(--navy);
}

.floating-note p {
  margin: 3px 0 0;
  color: var(--muted);
  font-size: 0.82rem;
}

/* Process */

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 25px;
}

.process-step {
  padding: 28px 22px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--white);
}

.process-number {
  display: grid;
  place-items: center;
  width: 55px;
  height: 55px;
  margin-bottom: 24px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-light);
  font-family: "Manrope", Arial, sans-serif;
  font-weight: 800;
}

.process-step h3 {
  margin-bottom: 12px;
}

.process-step p {
  color: var(--muted);
  font-size: 0.91rem;
}

/* Responsible information */

.responsible-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
  gap: clamp(40px, 7vw, 85px);
}

.responsible-image img {
  width: 100%;
  height: 490px;
  object-fit: cover;
  border-radius: var(--radius);
}

.responsible-copy h2 {
  margin-bottom: 22px;
}

.responsible-copy p:not(.eyebrow) {
  color: var(--muted);
}

.responsible-copy .button {
  margin-top: 12px;
}

/* Gallery */

.gallery-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-auto-rows: 245px;
  gap: 17px;
}

.gallery-item {
  position: relative;
  overflow: hidden;
  display: block;
  border-radius: 12px;
  background: #e8edf3;
}

.gallery-item.gallery-large {
  grid-column: span 2;
}

.gallery-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.gallery-item::after {
  content: "";
  position: absolute;
  inset: 35% 0 0;
  background: linear-gradient(transparent, rgba(5, 18, 35, 0.85));
}

.gallery-item span {
  position: absolute;
  z-index: 1;
  bottom: 18px;
  left: 20px;
  right: 15px;
  color: var(--white);
  font-weight: 800;
  font-size: 0.94rem;
}

.gallery-item:hover img {
  transform: scale(1.06);
}

.image-note {
  margin-top: 18px;
  color: var(--muted);
  font-size: 0.8rem;
  text-align: center;
}

/* Bank and partner logos */

.logo-grid {
  display: grid;
  gap: 20px;
}

.bank-grid {
  grid-template-columns: repeat(3, 1fr);
}

.logo-tile {
  min-height: 135px;
  display: grid;
  place-items: center;
  padding: 22px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--white);
}

.logo-tile img {
  width: 100%;
  max-width: 190px;
  height: 75px;
  object-fit: contain;
}

.partner-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 28px;
  max-width: 900px;
  margin: 0 auto;
}

.partner-card {
  padding: 35px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  text-align: center;
}

.partner-logo-wrap {
  min-height: 105px;
  display: grid;
  place-items: center;
  margin-bottom: 22px;
}

.partner-logo-wrap img {
  max-width: 250px;
  width: 100%;
  height: 90px;
  object-fit: contain;
}

.partner-card h3 {
  margin-bottom: 12px;
}

.partner-card p {
  color: var(--muted);
  font-size: 0.9rem;
}

.partner-card .small-print {
  font-size: 0.78rem;
}

/* FAQ */

.faq-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: clamp(40px, 7vw, 90px);
  align-items: start;
}

.faq-intro h2 {
  margin-bottom: 20px;
}

.faq-intro > p:not(.eyebrow) {
  color: var(--muted);
  margin-bottom: 25px;
}

.faq-list {
  border-top: 1px solid var(--border);
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-item summary {
  position: relative;
  padding: 23px 35px 23px 0;
  color: var(--navy);
  font-family: "Manrope", Arial, sans-serif;
  font-size: 0.98rem;
  font-weight: 800;
  list-style: none;
  cursor: pointer;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  position: absolute;
  top: 19px;
  right: 0;
  color: #a67b2d;
  font-size: 1.5rem;
  font-weight: 500;
}

.faq-item[open] summary::after {
  content: "−";
}

.faq-item p {
  padding: 0 0 22px;
  color: var(--muted);
  font-size: 0.92rem;
}

/* Contact */

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(45px, 7vw, 90px);
  align-items: start;
}

.contact-copy h2 {
  margin-bottom: 23px;
  color: var(--white);
}

.contact-copy > p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.75);
}

.contact-detail {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-top: 26px;
}

.contact-icon {
  display: grid;
  place-items: center;
  flex: 0 0 44px;
  width: 44px;
  height: 44px;
  border-radius: 9px;
  color: var(--navy);
  background: var(--gold);
  font-size: 1.2rem;
}

.contact-detail strong {
  display: block;
  margin-bottom: 3px;
  color: var(--white);
}

.contact-detail p {
  margin: 0;
  color: rgba(255, 255, 255, 0.73);
  font-size: 0.91rem;
}

.contact-detail a {
  display: inline-block;
  margin-top: 4px;
  color: var(--gold-light);
  font-size: 0.9rem;
  font-weight: 800;
}

.contact-photo {
  width: 100%;
  height: 220px;
  margin-top: 32px;
  object-fit: cover;
  border-radius: 12px;
}

.contact-form-wrap {
  padding: clamp(24px, 4vw, 42px);
  border-radius: var(--radius);
  background: var(--white);
  color: var(--text);
  box-shadow: 0 18px 55px rgba(0, 0, 0, 0.17);
}

.form-heading {
  margin-bottom: 25px;
}

.form-heading h3 {
  margin-bottom: 9px;
  font-size: 1.65rem;
}

.form-heading p:last-child {
  color: var(--muted);
  font-size: 0.88rem;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 17px;
}

.form-group label {
  color: var(--navy);
  font-size: 0.85rem;
  font-weight: 800;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  border: 1px solid #d9e0e9;
  border-radius: 7px;
  color: var(--text);
  background: #fff;
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: #b68b39;
  box-shadow: 0 0 0 3px rgba(215, 173, 88, 0.15);
}

.form-group textarea {
  min-height: 130px;
  resize: vertical;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: #98a2b1;
}

.privacy-consent {
  display: grid;
  grid-template-columns: 19px 1fr;
  gap: 10px;
  align-items: start;
}

.privacy-consent input {
  width: 17px;
  height: 17px;
  min-height: auto;
  margin-top: 4px;
  accent-color: var(--navy);
}

.privacy-consent label {
  color: var(--muted);
  font-size: 0.79rem;
  font-weight: 500;
  line-height: 1.6;
}

.button-submit {
  width: 100%;
  border: none;
}

.form-notice {
  margin-top: 15px;
  color: var(--muted);
  font-size: 0.78rem;
  text-align: center;
}

.form-notice.error {
  color: #b42318;
}

.form-notice.success {
  color: #067647;
}

.honeypot {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

/* Footer */

.site-footer {
  color: rgba(255, 255, 255, 0.76);
  background: var(--navy-deep);
}

.footer-main {
  display: grid;
  grid-template-columns: 1.2fr 0.7fr 1fr 1.2fr;
  gap: 35px;
  padding-top: 65px;
  padding-bottom: 55px;
}

.footer-logo-link {
  display: inline-block;
  padding: 8px;
  border-radius: 8px;
  background: var(--white);
}

.footer-logo-link img {
  width: 190px;
  height: 70px;
  object-fit: contain;
}

.footer-brand p {
  max-width: 280px;
  margin-top: 18px;
  font-size: 0.88rem;
}

.footer-main h3 {
  margin-bottom: 20px;
  color: var(--white);
  font-size: 1rem;
}

.footer-links {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
}

.footer-links a {
  font-size: 0.86rem;
  transition: color 0.2s ease;
}

.footer-links a:hover,
.footer-bottom a:hover {
  color: var(--gold-light);
}

.footer-partners p {
  font-size: 0.86rem;
}

.footer-partners .small-print {
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.76rem;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 22px;
  padding-bottom: 12px;
}

.footer-bottom-inner p,
.footer-bottom-inner a {
  margin: 0;
  font-size: 0.82rem;
}

.footer-bottom-inner a {
  color: var(--gold-light);
  font-weight: 700;
}

.legal-disclaimer {
  padding-top: 8px;
  padding-bottom: 25px;
}

.legal-disclaimer p {
  max-width: 1000px;
  color: rgba(255, 255, 255, 0.53);
  font-size: 0.74rem;
}

/* Floating WhatsApp button */

.whatsapp-float {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 1500;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 58px;
  padding: 12px 19px;
  border: 2px solid rgba(255, 255, 255, 0.9);
  border-radius: 50px;
  color: #fff;
  background: var(--whatsapp);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.22);
  font-size: 0.88rem;
  font-weight: 800;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.whatsapp-float:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.28);
}

.whatsapp-float svg {
  width: 29px;
  height: 29px;
  fill: currentColor;
}

/* Reveal effects */

.js-ready .reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.js-ready .reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* Responsive layouts */

@media (max-width: 1050px) {
  .main-nav {
    gap: 17px;
  }

  .main-nav > a {
    font-size: 0.82rem;
  }

  .brand {
    width: 195px;
  }

  .brand-logo {
    width: 190px;
  }

  .footer-main {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .service-card p {
    min-height: 105px;
  }
}

@media (max-width: 760px) {
  html {
    scroll-padding-top: 76px;
  }

  .container {
    width: min(100% - 34px, var(--container));
  }

  .section {
    padding: 72px 0;
  }

  .header-inner {
    min-height: 76px;
  }

  .brand {
    width: 180px;
    min-height: 60px;
  }

  .brand-logo {
    width: 175px;
    height: 60px;
  }

  .menu-toggle {
    display: block;
    flex-shrink: 0;
  }

  .main-nav {
    position: fixed;
    top: 76px;
    right: 0;
    left: 0;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    max-height: calc(100dvh - 76px);
    padding: 12px 22px 25px;
    overflow-y: auto;
    background: var(--white);
    border-bottom: 1px solid var(--border);
    box-shadow: 0 15px 25px rgba(11, 31, 58, 0.12);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity 0.2s ease, visibility 0.2s ease, transform 0.2s ease;
  }

  .main-nav.is-open {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
  }

  .main-nav > a {
    padding: 14px 5px;
    border-bottom: 1px solid var(--border);
    font-size: 0.95rem;
  }

  .main-nav .nav-cta {
    margin-top: 12px;
    padding: 13px 17px;
    text-align: center;
  }

  .hero {
    min-height: 680px;
  }

  .hero-content {
    padding-top: 75px;
    padding-bottom: 175px;
  }

  .hero-text {
    font-size: 1rem;
  }

  .hero-bottom-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 13px;
    padding-top: 18px;
    padding-bottom: 18px;
    font-size: 0.76rem;
  }

  .hero-bottom-inner span + span {
    border-left: none;
  }

  .intro-grid,
  .services-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .intro-card {
    padding: 25px;
  }

  .about-grid,
  .benefits-grid,
  .responsible-grid,
  .faq-grid,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .about-photo > img {
    height: 390px;
  }

  .benefits-image > img {
    height: 380px;
  }

  .responsible-image img {
    height: 360px;
  }

  .services-grid {
    gap: 18px;
  }

  .service-card > img {
    height: 190px;
  }

  .service-card-body {
    padding: 23px 20px;
  }

  .service-card p {
    min-height: 0;
  }

  .gallery-grid {
    grid-auto-rows: 210px;
    gap: 12px;
  }

  .bank-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .partner-grid {
    gap: 18px;
  }

  .partner-card {
    padding: 25px 18px;
  }

  .contact-photo {
    height: 200px;
  }

  .footer-main {
    gap: 30px;
  }
}

@media (max-width: 480px) {
  .container {
    width: calc(100% - 30px);
  }

  .section {
    padding: 60px 0;
  }

  .hero {
    min-height: 700px;
  }

  .hero h1 {
    font-size: clamp(2.15rem, 10vw, 3.2rem);
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .button {
    width: 100%;
  }

  .hero-points {
    flex-direction: column;
    gap: 10px;
  }

  .intro-grid,
  .services-grid,
  .process-grid,
  .partner-grid {
    grid-template-columns: 1fr;
  }

  .intro-card {
    padding: 25px;
  }

  .service-card > img {
    height: 220px;
  }

  .process-step {
    padding: 25px;
  }

  .gallery-grid {
    grid-template-columns: 1fr 1fr;
    grid-auto-rows: 175px;
  }

  .gallery-item.gallery-large {
    grid-column: span 2;
  }

  .gallery-item span {
    left: 12px;
    bottom: 12px;
    font-size: 0.8rem;
  }

  .bank-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
  }

  .logo-tile {
    min-height: 105px;
    padding: 12px;
  }

  .logo-tile img {
    height: 65px;
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .contact-form-wrap {
    padding: 23px 18px;
  }

  .footer-main {
    grid-template-columns: 1fr;
    gap: 30px;
    padding-top: 48px;
    padding-bottom: 40px;
  }

  .footer-bottom-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 10px;
  }

  .whatsapp-float {
    right: 14px;
    bottom: 14px;
    min-height: 53px;
    padding: 10px 14px;
  }

  .whatsapp-float svg {
    width: 26px;
    height: 26px;
  }

  .whatsapp-float span {
    font-size: 0.82rem;
  }

  .floating-note {
    right: 0;
    padding: 15px;
  }
}

/* Respect users who prefer reduced motion */

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}


/* Responsive moving bank logos */
.bank-marquee {
  width: 100%;
  overflow: hidden;
  padding: 15px 0;
  position: relative;
}

.bank-track {
  display: flex;
  align-items: center;
  gap: 28px;
  width: max-content;
  animation: bank-scroll 28s linear infinite;
}

.bank-item {
  flex: 0 0 105px;
  width: 105px;
  height: 55px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 6px;
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 8px;
  box-sizing: border-box;
}

.bank-item img {
  display: block;
  width: 100%;
  height: 100%;
  max-width: 92px;
  max-height: 42px;
  object-fit: contain;
}

@keyframes bank-scroll {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

/* Pause when a visitor hovers over the logos */
.bank-marquee:hover .bank-track {
  animation-play-state: paused;
}

/* Tablets */
@media (max-width: 768px) {
  .bank-track {
    gap: 20px;
    animation-duration: 23s;
  }

  .bank-item {
    flex-basis: 88px;
    width: 88px;
    height: 46px;
  }

  .bank-item img {
    max-width: 76px;
    max-height: 35px;
  }
}

/* Mobile phones */
@media (max-width: 480px) {
  .bank-track {
    gap: 14px;
    animation-duration: 20s;
  }

  .bank-item {
    flex-basis: 75px;
    width: 75px;
    height: 40px;
    padding: 4px;
  }

  .bank-item img {
    max-width: 66px;
    max-height: 30px;
  }
}

/* Respect visitors who prefer reduced motion */
@media (prefers-reduced-motion: reduce) {
  .bank-track {
    animation: none;
    width: 100%;
    flex-wrap: wrap;
    justify-content: center;
  }

  .bank-item[aria-hidden="true"] {
    display: none;
  }
}


/* DEBT WARNING SECTION */
.debt-warning-section {
  padding: 70px 0;
  background: #f4f6fa;
}

.debt-warning-box {
  max-width: 1050px;
  margin: 0 auto;
  padding: 40px;
  background: #ffffff;
  border: 2px solid #b42318;
  border-top: 8px solid #b42318;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

.debt-warning-box .eyebrow {
  color: #b42318;
  font-weight: 800;
  letter-spacing: 1.5px;
  text-transform: uppercase;
}

.debt-warning-box h2 {
  color: #8f1d16;
  font-size: clamp(25px, 4vw, 38px);
  line-height: 1.25;
  margin: 12px 0 20px;
}

.debt-warning-intro {
  color: #333333;
  font-size: 17px;
  line-height: 1.8;
}

.debt-consequences {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 30px 0;
}

.debt-consequence {
  padding: 22px;
  background: #f8f9fc;
  border: 1px solid #e0e4ec;
  border-radius: 9px;
}

.debt-consequence h3 {
  color: #10284b;
  font-size: 19px;
  margin: 0 0 12px;
}

.debt-consequence p {
  color: #4b5563;
  line-height: 1.7;
  margin: 0;
}

.debt-warning-highlight {
  padding: 24px;
  background: #fff1f0;
  border-left: 5px solid #b42318;
  border-radius: 6px;
  color: #8f1d16;
  line-height: 1.7;
}

.debt-warning-highlight strong {
  font-size: 18px;
}

.debt-warning-highlight p {
  margin: 8px 0 0;
}

.debt-warning-button {
  display: inline-block;
  margin-top: 24px;
  padding: 15px 25px;
  background: #10284b;
  color: #ffffff;
  border-radius: 7px;
  text-decoration: none;
  font-weight: 700;
  text-align: center;
}

.debt-warning-button:hover {
  background: #1b416f;
}

.debt-legal-note {
  margin-top: 25px;
  color: #626b78;
  font-size: 13px;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .debt-warning-section {
    padding: 40px 0;
  }

  .debt-warning-box {
    padding: 24px 18px;
  }

  .debt-consequences {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .debt-warning-button {
    display: block;
    width: 100%;
    box-sizing: border-box;
  }
}

/* =========================================
   MOBILE RESPONSIVE DESIGN
   Luzolwethu Debt Collectors
========================================= */

/* Prevent horizontal scrolling */
*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    width: 100%;
    max-width: 100%;
    overflow-x: clip;
    -webkit-text-size-adjust: 100%;
}

body {
    width: 100%;
    max-width: 100%;
    margin: 0;
    overflow-x: clip;
}

img,
video,
iframe {
    max-width: 100%;
}

img {
    height: auto;
    object-fit: contain;
}

section,
header,
footer,
main {
    max-width: 100%;
}

/* Make common containers fit the screen */
.container,
.wrapper,
.section-container {
    width: min(100% - 32px, 1200px);
    margin-left: auto;
    margin-right: auto;
}

p,
h1,
h2,
h3,
h4,
a,
li {
    overflow-wrap: anywhere;
}

/* Tablet layout */
@media (max-width: 900px) {
    .service-grid,
    .services-grid,
    .consequences-grid,
    .process-grid,
    .trust-grid,
    .partners-grid,
    .partner-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 18px;
    }

    .two-col,
    .contact-grid {
        grid-template-columns: 1fr;
    }
}

/* Phone layout */
@media (max-width: 650px) {
    body {
        font-size: 15px;
        line-height: 1.6;
    }

    section {
        padding-top: 38px;
        padding-bottom: 38px;
    }

    .container,
    .wrapper,
    .section-container {
        width: calc(100% - 28px);
    }

    /* Headings */
    h1 {
        font-size: clamp(1.8rem, 7vw, 2.5rem);
        line-height: 1.2;
    }

    h2 {
        font-size: clamp(1.45rem, 5.5vw, 2rem);
        line-height: 1.25;
    }

    h3 {
        font-size: 1.05rem;
        line-height: 1.35;
    }

    p {
        font-size: 0.94rem;
    }

    /* Header and navigation */
    header,
    nav {
        max-width: 100%;
    }

    nav {
        flex-wrap: wrap;
        gap: 10px;
    }

    nav a {
        font-size: 0.9rem;
    }

    /* Hero section */
    .hero {
        min-height: auto;
        padding: 48px 0;
        background-position: center;
    }

    .hero h1 {
        max-width: 100%;
    }

    .hero p {
        max-width: 100%;
    }

    /* Services: two neat columns */
    .service-grid,
    .services-grid {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px;
    }

    .service-grid > *,
    .services-grid > * {
        min-width: 0;
        padding: 14px;
        border-radius: 12px;
    }

    .service-grid img,
    .services-grid img {
        max-width: 56px;
        height: auto;
    }

    .service-grid h3,
    .services-grid h3 {
        font-size: 0.98rem;
    }

    .service-grid p,
    .services-grid p {
        font-size: 0.85rem;
    }

    /* Debt consequences and process cards */
    .consequences-grid,
    .process-grid {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px;
    }

    .consequences-grid > *,
    .process-grid > * {
        min-width: 0;
        padding: 13px;
    }

    /* Partners: clean, balanced cards */
    .partners-grid,
    .partner-grid,
    .trust-grid {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 14px;
        align-items: stretch;
    }

    .partners-grid > *,
    .partner-grid > *,
    .trust-grid > * {
        min-width: 0;
        padding: 14px;
        text-align: center;
        border-radius: 12px;
    }

    .partners-grid img,
    .partner-grid img,
    .trust-grid img {
        display: block;
        width: 100%;
        max-width: 150px;
        max-height: 75px;
        margin: 0 auto 10px;
        object-fit: contain;
    }

    /* Bank logos */
    .bank-logos,
    .banks-grid,
    .bank-grid {
        display: grid;
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 12px;
        align-items: center;
    }

    .bank-logos img,
    .banks-grid img,
    .bank-grid img {
        display: block;
        width: 100%;
        max-width: 100px;
        max-height: 48px;
        margin: auto;
        object-fit: contain;
    }

    /* If using an animated bank-logo strip */
    .bank-marquee {
        width: 100%;
        overflow: hidden;
    }

    .bank-track {
        gap: 20px;
    }

    .bank-item {
        flex: 0 0 auto;
        width: 85px;
    }

    .bank-item img {
        display: block;
        width: 100%;
        max-height: 42px;
        object-fit: contain;
    }

    /* About and contact sections */
    .two-col,
    .contact-grid {
        display: grid;
        grid-template-columns: minmax(0, 1fr);
        gap: 24px;
    }

    /* Buttons fit phone screens */
    .btn,
    .button,
    button,
    input[type="submit"] {
        max-width: 100%;
        white-space: normal;
    }

    .hero .btn,
    .hero .button,
    .contact-grid .btn,
    .contact-grid .button {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        min-height: 44px;
        padding: 12px 18px;
    }

    /* Contact form */
    input,
    select,
    textarea {
        width: 100%;
        max-width: 100%;
        min-width: 0;
        font-size: 16px;
    }

    textarea {
        resize: vertical;
    }

    /* Warning section */
    .debt-warning-box {
        padding: 20px 15px;
    }

    .debt-consequences {
        display: grid;
        grid-template-columns: 1fr;
        gap: 12px;
    }

    /* Footer */
    footer {
        padding: 28px 14px;
    }

    footer .container {
        width: 100%;
    }
}

/* Extra-small phones */
@media (max-width: 380px) {
    .container,
    .wrapper,
    .section-container {
        width: calc(100% - 20px);
    }

    .service-grid,
    .services-grid,
    .consequences-grid,
    .process-grid,
    .partners-grid,
    .partner-grid,
    .trust-grid {
        gap: 8px;
    }

    .service-grid > *,
    .services-grid > *,
    .consequences-grid > *,
    .process-grid > *,
    .partners-grid > *,
    .partner-grid > *,
    .trust-grid > * {
        padding: 10px;
    }

    .service-grid h3,
    .services-grid h3,
    .consequences-grid h3,
    .process-grid h3 {
        font-size: 0.9rem;
    }

    .service-grid p,
    .services-grid p,
    .consequences-grid p,
    .process-grid p {
        font-size: 0.8rem;
    }

    .bank-logos,
    .banks-grid,
    .bank-grid {
        gap: 8px;
    }

    .bank-logos img,
    .banks-grid img,
    .bank-grid img {
        max-width: 80px;
        max-height: 38px;
    }
}